Savings and the American Economy
Brian Gongol

Why we need to accept more savings as a feature in the American economy: Do we run the risk of "too much saving"?

No official number for "too much" - but it's self-regulating. The more saved money available to invest, the lower interest rates will go. Eventually, rates fall to zero. That's too much saving. Or, it's too little new innovation. Free capital could result in lots of crazy ideas hitting the market - see "Pitchmen" on Discovery.