"In fact, the Hebrew Bible sees particularism and universalism as two essential facets of identity. On the one hand we are human, sharing our basic fate with all humanity; on the other, we have particular ways of being human, and there is no other way of doing so. Our particularity is our universality. Only by being what we uniquely are, can we respect other people for what they uniquely are."
- Jonathan Sacks
More erosion in the household savings rate C'mon, America...we were doing so well for a while there. Personal savings rate now down to 3.5%. It really should be in the 5% to 10% range.